diff --git a/config/initializers/stripe.rb b/config/initializers/stripe.rb
index e0c3e70e7..66af4fc28 100644
--- a/config/initializers/stripe.rb
+++ b/config/initializers/stripe.rb
@@ -8,37 +8,6 @@ Stripe.api_version = ENV['STRIPE_API_VERSION'] || '2025-08-27.preview'
 # V2 Billing Configuration
 Rails.application.config.stripe_v2 = {
   enabled: ENV['STRIPE_V2_ENABLED'] == 'true',
-  usage_reporting_enabled: ENV['STRIPE_V2_USAGE_REPORTING_ENABLED'] != 'false',
   meter_id: ENV.fetch('STRIPE_V2_METER_ID', nil),
-  meter_event_name: ENV.fetch('STRIPE_V2_METER_EVENT_NAME', nil),
-
-  # Plan-specific configurations
-  plans: {
-    free: {
-      pricing_plan_id: ENV.fetch('STRIPE_V2_FREE_PLAN_ID', nil),
-      monthly_credits: ENV.fetch('STRIPE_V2_FREE_CREDITS', '100').to_i,
-      price_per_agent_per_month: ENV.fetch('STRIPE_V2_FREE_PRICE', '0').to_f
-    },
-    startup: {
-      pricing_plan_id: ENV.fetch('STRIPE_V2_STARTUP_PLAN_ID', nil),
-      monthly_credits: ENV.fetch('STRIPE_V2_STARTUP_CREDITS', '500').to_i,
-      price_per_agent_per_month: ENV.fetch('STRIPE_V2_STARTUP_PRICE', '19').to_f
-    },
-    business: {
-      pricing_plan_id: ENV.fetch('STRIPE_V2_BUSINESS_PLAN_ID', nil),
-      monthly_credits: ENV.fetch('STRIPE_V2_BUSINESS_CREDITS', '2000').to_i,
-      price_per_agent_per_month: ENV.fetch('STRIPE_V2_BUSINESS_PRICE', '39').to_f
-    },
-    enterprise: {
-      pricing_plan_id: ENV.fetch('STRIPE_V2_ENTERPRISE_PLAN_ID', nil),
-      monthly_credits: ENV.fetch('STRIPE_V2_ENTERPRISE_CREDITS', '5000').to_i,
-      price_per_agent_per_month: ENV.fetch('STRIPE_V2_ENTERPRISE_PRICE', '99').to_f
-    }
-  },
-
-  # Topup configuration (same for all plans)
-  topup: {
-    price_per_credit: ENV.fetch('STRIPE_V2_TOPUP_PRICE_PER_CREDIT', '0.01').to_f,
-    available_packs: [100, 500, 1000, 2500, 5000]
-  }
+  meter_event_name: ENV.fetch('STRIPE_V2_METER_EVENT_NAME', nil)
 }
diff --git a/enterprise/app/services/enterprise/ai/captain_credit_service.rb b/enterprise/app/services/enterprise/ai/captain_credit_service.rb
index 97097be53..d3bd96520 100644
--- a/enterprise/app/services/enterprise/ai/captain_credit_service.rb
+++ b/enterprise/app/services/enterprise/ai/captain_credit_service.rb
@@ -15,12 +15,10 @@ class Enterprise::Ai::CaptainCreditService
     service.use_credit(feature: feature, amount: amount, metadata: metadata)
   end
 
-  # rubocop:disable Naming/PredicateName
-  def has_credits?
+  def credits_available?
     return true if account.custom_attributes['stripe_billing_version'].to_i != 2
 
     service = Enterprise::Billing::V2::CreditManagementService.new(account: account)
     service.total_credits.positive?
   end
-  # rubocop:enable Naming/PredicateName
 end
diff --git a/enterprise/app/services/enterprise/billing/v2/usage_reporter_service.rb b/enterprise/app/services/enterprise/billing/v2/usage_reporter_service.rb
index 2b7efed71..dc4ff5e4d 100644
--- a/enterprise/app/services/enterprise/billing/v2/usage_reporter_service.rb
+++ b/enterprise/app/services/enterprise/billing/v2/usage_reporter_service.rb
@@ -23,8 +23,7 @@ class Enterprise::Billing::V2::UsageReporterService < Enterprise::Billing::V2::B
   def should_report_usage?
     v2_enabled? &&
       stripe_customer_id.present? &&
-      meter_event_name.present? &&
-      v2_config[:usage_reporting_enabled] != false
+      meter_event_name.present?
   end
 
   def meter_event_name
diff --git a/spec/enterprise/services/enterprise/ai/captain_credit_service_spec.rb b/spec/enterprise/services/enterprise/ai/captain_credit_service_spec.rb
index 036b6aaf2..fbab6c42d 100644
--- a/spec/enterprise/services/enterprise/ai/captain_credit_service_spec.rb
+++ b/spec/enterprise/services/enterprise/ai/captain_credit_service_spec.rb
@@ -37,10 +37,10 @@ describe Enterprise::Ai::CaptainCreditService do
     end
   end
 
-  describe '#has_credits?' do
+  describe '#credits_available?' do
     context 'when account is not on v2 billing' do
       it 'returns true without checking credit service' do
-        expect(service.has_credits?).to be(true)
+        expect(service.credits_available?).to be(true)
         expect(Enterprise::Billing::V2::CreditManagementService).not_to have_received(:new)
       end
     end
@@ -52,7 +52,7 @@ describe Enterprise::Ai::CaptainCreditService do
       end
 
       it 'returns credit availability from credit service' do
-        expect(service.has_credits?).to be(true)
+        expect(service.credits_available?).to be(true)
         expect(credit_service).to have_received(:total_credits)
       end
     end
diff --git a/spec/enterprise/services/enterprise/billing/v2/usage_reporter_service_spec.rb b/spec/enterprise/services/enterprise/billing/v2/usage_reporter_service_spec.rb
index 48d274e43..b96b26440 100644
--- a/spec/enterprise/services/enterprise/billing/v2/usage_reporter_service_spec.rb
+++ b/spec/enterprise/services/enterprise/billing/v2/usage_reporter_service_spec.rb
@@ -16,7 +16,6 @@ describe Enterprise::Billing::V2::UsageReporterService do
 
     config[:meter_id] = 'mtr_test_123'
     config[:meter_event_name] = 'chat_prompts'
-    config[:usage_reporting_enabled] = true
   end
 
   after { config.replace(original_config) }
@@ -39,12 +38,4 @@ describe Enterprise::Billing::V2::UsageReporterService do
       expect(kw[:params][:payload][:stripe_customer_id]).to eq('cus_test_123')
     end
   end
-
-  it 'returns failure when usage reporting disabled' do
-    Rails.application.config.stripe_v2[:usage_reporting_enabled] = false
-
-    result = service.report(5, 'ai_test')
-
-    expect(result).to include(success: false)
-  end
 end